by Hieu Lam | Mar 13, 2024 | Mortgage Refinance
Refinancing your home loan means getting a new mortgage loan to replace your current one, typically to get a lower interest rate or better terms. Homeowners choose to refinance to save money each month on their payments or to cash out some of their home equity. Key...
by Hieu Lam | Mar 10, 2024 | Mortgage Lender
Getting a mortgage can be hard. You need to show the bank you can pay back a big loan to buy a house. Having good credit and money saved up are important. There are also lots of papers to fill out. This article talks about the 10 Best Tips to Get Mortgage Approval...
by Hieu Lam | Mar 8, 2024 | Credit Scores, Mortgage Approval
Getting a mortgage depends a lot on your credit score. Lenders want to see that you can pay back a loan. Your credit score is a number that shows how you handle money over time. A higher score means you pay bills on time. That’s good! It means you can get a...
by Hieu Lam | Mar 4, 2024 | Home Loans
Steps to Take Before Applying for a Home Loan will help you succeed. A home loan lets you borrow money to buy a house. This article talks about 10 key steps to take first. Doing these things will help you find the best loan and get approved. The first step is learning...
by Hieu Lam | Jan 16, 2024 | Home Buyers
Ever wondered how to swing home ownership in your favor with less cash upfront? Private Mortgage Insurance (PMI) is a game-changer for many. It’s a special policy that protects lenders, but it also opens doors for buyers. Let’s unravel the perks of PMI and...